Choosing a Residential Aged Care Home is a big decision and it’s important to understand the costs and fees associated with care. To help you navigate the process, our friendly Juniper team are on hand to support you to understand the fees and make the process as smooth as possible.
Although the Australian Government provides funding for Residential Aged Care, you may be asked to contribute to the cost of your accommodation and care if you can afford to do so. The amount you pay and the level of Government assistance you receive is determined by an income and asset assessment.
Income and Asset Means Assessment
To access government subsidies that support:
Accommodation costs
Care services, including Everyday Living Costs and Non-Clinical Care Contribution
you will need to complete an assessment through Services Australia or Department of Veterans’ Affairs.
The government will issue you with a letter to confirm if you need to contribute towards Accommodation or Care services. The government will subsidise your Clinical Care regardless of your means assessment.
Aged Care fees
Accommodation costs
This is the agreed price you pay for your room in an aged care home.
The outcome of your government means assessment will determine how much you contribute towards your accommodation or if you get any government assistance towards these costs.
If you need to pay the full or partial accommodation costs you can choose how you make this payment:
- A lump sum payment or,
- Daily payment or,
- Combination of a lump sum payment and daily payment.
It is recommended that you seek independent financial advice to decide which payment option works best for you. Services Australia offers free support through the Financial Information Service that can help you make an informed decision. You can also visit My Aged Care for more advice.
Lump sum payment
- Refundable Accommodation Deposit (RAD): This is when you pay the full accommodation cost.
- Refundable Accommodation Contribution (RAC): This is when the government helps with the costs, which will reduce what you need to pay to the provider. You can choose to pay the full accommodation cost.
Please note under the Aged Care Act:
- You can only make a lump sum payment if we have received the outcome of your means assessment from Services Australia or if you choose not to disclose your means.
- Providers will retain up to 2% per year of the payment for up to 5 years. These deducted amounts do not need to be refunded on exit.
Daily Payment
- Daily Accommodation Payment (DAP): This is the daily cost of your accommodation.
- Daily Accommodation Contribution (DAC): This is when the government helps with the costs. The amount is determined by Services Australia based on your means assessment.
Please note that the government indexes these payments twice a year in line with the pension.
Daily payments are not refunded when you leave care.
Combination of a lump sum payment and daily payment
You can choose to pay part of your accommodation costs as a partial lump sum payment and daily payment. Any lump sum payment made will reduce the daily fee:
- RAD and DAP
- RAC and DAP
Contact details
access@juniper.org.au
1300 313 000
Click here for Juniper Metro Residential Aged Care Home Accommodation prices
Click here for Juniper Regional Residential Aged Care Home Accommodation prices
Everyday Living Costs
Basic Daily Fee
Every person who enters permanent care pays a Basic Daily Fee. This is set at 85% of the basic single aged pension. The fee covers daily running costs such as laundry and cleaning.
The Basic Daily Care Fee is adjusted by the Federal Government each March and September in line with Age Pension increases.
Hotelling Supplement
This includes things such as catering, cleaning, and gardening. Your government means assessment will let you know if you can afford to contribute more towards everyday living costs.
Non-clinical Care Contribution
This includes bathing, mobility assistance and lifestyle activities. Your government means assessment will let you know if you can afford to contribute towards non-clinical care.